Some of the coins had a possibility of being quite valuable but George wasn’t sure how high they would be graded.

They separated the coins that George thought were worth more than five hundred dollars to better protect them and James put the rest, around four thousand coins, back in the bags and Mary assigned a value of fifty dollars each to them. George said, "Most of these coins will be easy to sell."

They began opening the silver dollar rolls and found that most of them were original bank rolls from the U.S. Mint in San Francisco where the original owner of the house did most of his business.

Megan told everyone, "The internet said he was eccentric, he must have had a mistrust of banks and insisted in being paid in gold and silver."

Most of the rolls they opened were from the early eighteen eighty’s to the late eighteen ninety’s. After they opened a few dozen rolls, Tara and Katie each opened a roll of brand new eighteen eighty four ‘S’ silver dollars. George looked at a few of the coins and said, "I’m just not sure about the grade of the coins, they could be worth anywhere between five thousand to three hundred thousand dollars each."

Several more rolls were opened that had a large swing in their value and James told Mary, "Whatever your grandpa says just put the low value in your spreadsheet."

They continued opening the silver dollar rolls and were about half finished when Kim opened a roll and said, "Grandpa, I got another roll of new coins that are all the same date."

George asked, "Ok Kim, What year?" She looked at a few of them both front and back and said, "Ah… they’re all eighteen ninety three with an S."

Mary typed the information into the computer.

"Ok Kim," George said with a surprised look on his face, "Very carefully set them down without letting them scratch each other."

When George said that everyone stopped working and watched Kim gently set them down on the table with both hands. They all watched George as he stood and began carefully separating the coins one by one while he looked at them.

Linda was sitting next to George and pulled the coin book in front of her and looked for the date. When she found it she let out a shrill gasp and put her hand over her mouth.

George began speaking to no one in particular in a reverent voice, "I’ve only seen one of these coins in person at a coin show and it wasn’t in as good of condition as all of these are. They call the eighteen ninety three ‘S’ the king of the Morgan dollars. There are only a hand full of these coins left that are in this good of condition."

After he had them all separated from each other George was still in shock and quietly said as he looked at James and Megan, They’re worth around a half a million apiece. If some of these coins grade at the top of the mint state scale you’re looking at one million dollars."

They all looked at each other in stunned silence; Kim broke the silence by quietly saying, "You mean I was holding over ten million dollars in my hand?"

James smiled at her and said, "You handled the pressure like a pro."

George looked at Megan and said, "These coins have to be put into protectors, one little scratch could cost a hundred thousand dollars."

A few seconds later Katie continued opening the roll of coins she had in her hand and looked into the end of the roll. "Grandpa did you say eighteen ninety three?"

George looked up at her and said, "Yes Katie."

Megan was standing behind her as she gently set the roll down and said in a nervous voice, "Mom, there’s a brand new eighteen ninety three on the end of this roll."

Everyone stopped again and watched as Megan held the coins together between her thumb and finger and began slowly tearing the paper away. When the coins were exposed, she took the first coin away and giggled as she read the date. "It’s an S!"

She pulled the second coin away and said, "S," she continued saying ‘S’ until all of the coins were safely separated from each other.

Tara held her open hand up to Katie and she gave her sister a high five and said, "YES!!!"

Mary installed the formulas in the spread sheet that automatically added up the figures for the silver dollars. "I’ve got eight thousand four hundred and twenty two silver coins with a value of four million six hundred and seventy thousand, not including the ‘Kings’ and a grand total of just over thirty million dollars for everything."

"Wow," George said, "And that’s a conservative estimate! A lot of the coins I looked at could be worth five hundred dollars or fifty thousand dollars depending on how they’re graded. We could easily have fifty to seventy five million dollars worth of coins!"

James, Megan, George, and Linda sat at the library table and discussed what they would do with the coins for the next hour while the girls went to their room to look up information about the coins on the computer.

Megan was worried that if the State found out there was coins in the house left by the original owner that it would try and claim them. So it was decided to tell everyone who officially asked, that George and Linda ‘found’ the valuable coins hidden in their house probably by Linda’s grandfather who previously owned the house. They would make up a story that he worked on rebuilding San Francisco after the great earthquake of nineteen o six and probably brought the coins home with him.

James would ‘suddenly’ become a great collector of coins who had been collecting them for many years and now had thousands of them that he wanted to sell.

Kim and her sisters came back into the library with a laptop and set it on the table, e-bay was on the screen.

Mary spoke, "Daddy, we have been looking on the internet and found that e-bay has thousands of coins for sale. Most of the coins that are selling for more than five hundred dollars are coins certified by one of two, third party grading services. I’ve read articles about them and it seems people trust the grade of the coins when they’re certified by these two companies and will buy them unseen."

Katie set some printed papers on the table in front of them. The adults looked over the papers as Katie explained, "This is what to costs for coins to be graded by those two companies. You have to buy a membership in order to submit coins for grading."

Tara set some more printed papers on the table, as they looked at them she said, "Both companies have detailed lists of every year and grade of coin and their value."

Kim added, "We compared the prices of the coins on that list," she said while pointing to the papers,"with the selling prices on e-bay and they are very close or slightly higher."

The girls all stood quietly and waited for someone to speak. Megan looked at James and he nodded his head. She then looked back at the girls and said, "Very nice work girls. We have decided that you four will sell the lower value coins. I’ll go to the bank tomorrow and open a checking account in all of your names and you can start selling some of the low value coins on e-bay."

James said to the girls, "It will have to be done slowly, with checks and cash in amounts of less than ten thousand dollars or else the IRS will be notified. It’s going to take several years or possibly a life time to sell off everything. This is also going to be very time consuming and a lot of hard work."

James continued, "When the money starts coming into your checking accounts, we’ll divide it equally among all of you, then I’ll show each of you how to open a brokerage account. You’re mother and I need to show all of you how to invest the money in stocks and mutual funds. You’re all going to have to learn how to manage money because in a few years you will all be millionaires."

The girls were all smiles and began high fiving each other. Kim suddenly began crying and James asked, "What’s wrong Kim?"

She went to him and held him tight and began to cry harder. He gave Megan a questioning look and she said, "She’s ok James, her hormones are kicking in."

Kim sniffled and looked up at him and said, "I’m so happy I found you. When I first became pregnant I was worried that I wouldn’t be able to take care of my child and they would take it away from me. But now I’ve got you and… (sniff) I’m going to be a millionaire and… (sniff) and…"

The flood gates opened and she began crying again, her sisters went to her and they all hugged her. Mary looked up at James and smiled, "Me too daddy, I glad I found you."

He looked down at her and smiled, then looked at everyone else. "Me too, I’m glad I found all of you."


Authors note;
I have some ideas for A Kind Stranger 5 but it will be a while before I can get it into the computer. I hope you’ve enjoyed the story so far.

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